Life Plan-ADD are part of an intertnational Broker networdk WBN is the largest independent broker network in the world. With more than 150 broker members in over 100 countries, we provide unrivaled service to multinational clients across property & casualty and employee benefits. Our biggest strength is the real and deep relationships between our members. Together, we've created a culture of care where members truly invest in each other's success and make sure every client is their top priority.
Group insurance
Group insurance is taken out by the employer for the benefit of employees. The employer pays contributions so that the employee can build up a pension reserve. In this way the employee can increase his statutory pension. Life Plan provides a total plan, in which, in addition to merely supplementing the statutory pension, there are also solutions for protecting the income of employees in the event of long-term illness or disability.
The benefits of group insurance
Tax benefit
Group insurance is interesting for both employer and employee. Most group insurance policies fall within the tax limits, making the premiums fully deductible for the company. Additionally, there is no benefit in kind for the employee, however some plans where premiums are awarded may be an exception. Ask Life Plan for help.
More guarantees
Various guarantees can be offered within a group insurance policy. Plan medical costs (hospitalization, dental care, outpatient costs, ...), plan guaranteed income (incapacity for work as a result of illness and (private) accidents), pension accrual and death cover.
Acquire real estate
Your savings are not tied up until your retirement. You can already use your pension accrual to acquire your own house, country residence or apartment. You can also make use of an advance on your pension capital for large structural costs.
For whom?
Employers can offer group insurance to a category of employees or all employees.
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