Life Plan-ADD are part of an intertnational Broker networdk WBN is the largest independent broker network in the world. With more than 150 broker members in over 100 countries, we provide unrivaled service to multinational clients across property & casualty and employee benefits. Our biggest strength is the real and deep relationships between our members. Together, we've created a culture of care where members truly invest in each other's success and make sure every client is their top priority.
IPT
IPT stands for individual pension commitment. It is a tax solution for the pension formation of entrepreneurs who work as directors or managers within a company. Within the limits of the 80% rule, you can valorise your entire career as an entrepreneur.
The benefits of IPT
Tax benefit
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Increase your return
The pension part of your IPT can be invested in either a fixed-income environment (Branch 21) or stock exchange-linked solutions (Branch 23), or a combination of both. You can adapt this solution to your situation throughout your career.
Acquire real estate
Your savings are not tied up until your retirement. You can already use your pension accrual to acquire your own house, country residence or apartment. You can also make use of an advance on your pension capital for large structural costs.
For whom?
An IPT can be concluded by a company for the benefit of the directors or managers.
How do you best set up an IPT? Life Plan draws up a total plan. This means that more than one IPT product may be used, even across different insurers if necessary. We ensure that the whole picture is correct, both fiscally and financially. Moreover, we keep your plan up-to-date every year! No more worries for you!
You can only take out an IPT as a director of a company. Are you not an independent business manager? Then you can save pension through a POZ or VAPZ.
Frequently asked questions about IPT
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