Life Plan-ADD are part of an intertnational Broker networdk WBN is the largest independent broker network in the world. With more than 150 broker members in over 100 countries, we provide unrivaled service to multinational clients across property & casualty and employee benefits. Our biggest strength is the real and deep relationships between our members. Together, we've created a culture of care where members truly invest in each other's success and make sure every client is their top priority.
VAPW
VAPW stands for Free Supplementary Pension for Employees and is a tax-friendly solution to save for a supplementary pension. As an employee, save for extra pension and reduce your taxes.
The benefits of VAPW
30% tax reduction
you will receive a tax reduction of 30% on the premiums paid. It is a tax-friendly solution to save for a supplementary pension. The contract is funded simply by deductions from the net pay.
More pension
You save for your pension and can thus ensure that you put at least 3% of your salary aside for later.
Increase your return
The VAPW may be invested in a Branch 21 product, where the returns are contractually fixed, and in a Branch 23 product, where there is a possible added value on your investments.
For whom?
VAPW is for employees who want to build up an additional pension in a tax-efficient way. VAPW is interesting for those who have no or only limited group insurance, where the total budget for pension is below 3%.
Frequently asked questions about VAPW
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