Life Plan-ADD are part of an intertnational Broker networdk WBN is the largest independent broker network in the world. With more than 150 broker members in over 100 countries, we provide unrivaled service to multinational clients across property & casualty and employee benefits. Our biggest strength is the real and deep relationships between our members. Together, we've created a culture of care where members truly invest in each other's success and make sure every client is their top priority.
POS
POZ stands for Pension Agreement for the Self-employed. Are you self-employed without a company? Do you want to maintain your current standard of living at all times so that you and your loved ones are assured of a carefree future? Then POZ is ideal to supplement your PSPS. This way you can save more supplementary pension.
The benefits of POZ
Tax benefit
With a VAPZ you enjoy up to 63% annual tax benefit. In addition, the tax benefit of a POZ amounts to no less than 30% of the premium paid by you!
Increase your return
Unlike a PSPS, you can link the POZ to a fixed-income product (branch 21) as well as to a product where the reserves are formed with underlying funds (branch 23). Which solution suits you best depends on your risk profile.
Acquire real estate
Your savings are not tied up until your retirement. You can already use your pension accrual to acquire your own house, country residence or apartment. You can also make use of an advance on your pension capital for large structural costs.
For whom?
The POZ can be taken out by all self-employed persons without a company!
Life Plan will work with you to determine whether the POZ is the right solution to boost your supplementary pension. Do you qualify for tax purposes? Should you start now or should you wait a little longer? How much can I invest based on my entire self-employed career? Life Plan provides your tailor-made plan!
Frequently asked questions about POZ
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